Credit Card Processing Company

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Christine Spigai
March 09 2026 / Published in Uncategorized

Cutting Through the Madness

March is known for busted brackets and unexpected upsets. In business, unpredictability isn’t nearly as entertaining. As card brand monitoring increases and programs evolve, even small configuration gaps can carry more weight. This month, we explore why clarity and structure matter more today than they did just a few years ago.
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Christine Spigai
March 03 2026 / Published in Uncategorized

OTM Payments x Five Rivers Bank

OTM Payments has been selected by Five Rivers Bank as its credit and debit card processing partner and will deliver customized electronic payment solutions for the bank’s commercial customers.
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Christine Spigai
February 09 2026 / Published in Uncategorized

Asking the Right Questions

February is a good time to pause. Our latest blog continues our 2026 series shaped by shared business experience — this time exploring why asking the right questions matters more than rushing to answers.
2026 New Year
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Christine Spigai
January 05 2026 / Published in Uncategorized

Fresh Thinking Starts Here

January invites reflection. Not everything needs to be reset or replaced. Sometimes progress comes from seeing what’s already in motion more clearly — and deciding what actually deserves attention.
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onthemarkcostg
June 11 2025 / Published in Uncategorized

Why Interchange Plus Beats Flat Rate for Small Business Credit Card Processing

Discover why small businesses save more with interchange-plus pricing vs. flat rate when accepting credit cards. Lower fees, transparency, and better scalability.
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onthemarkcostg
June 29 2022 / Published in Uncategorized

Our Intelligent Rate Program Earns an A+ in Savings

Did you know that educational institutions can accept credit cards with ZERO processing fees?
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onthemarkcostg
April 27 2022 / Published in Uncategorized

3 Credit Card Acceptance Roadblocks to Avoid

Partnering with a trusted credit card processing service provider is more important than one might think for their business. Unfortunately, not all credit card processing companies operate the same. Misconceptions and misleading information can lead to a direct effect on your bottom line. Check out these 3 roadblocks to avoid when choosing a credit card processor.
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onthemarkcostg
January 19 2022 / Published in Uncategorized

Surcharge Programs: A Quick Business Owner’s Guide

With the ability to eliminate all transaction fees for credit card acceptance, surcharge programs are rising in popularity. But there remain many misconceptions about these types of programs. Can any business roll out a surcharge program? Are there regulations and guidelines that must be met? Let’s break down some of the most important details. If you decide to implement a surcharge program for your business, avoid misinformation and trust a proven partner who can ensure you remain compliant with the card brands.
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onthemarkcostg
November 17 2021 / Published in Uncategorized

3 Advantages Community Banks Gain by Partnering with a Proven Merchant Services Provider

New Jersey community banks are vital contributors to the growth and financial health of the state. For many consumers and businesses, community banks are the preferred choice for financial assistance, guidance and security. Although in recent years, consolidation and acquisition in the industry have led to stiffer competition with big banks. Large national banks that once dominated big cities are stretching into the community space.
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onthemarkcostg
October 13 2021 / Published in Uncategorized

OTM Payments and Balance Point Enter Strategic Partnership to Further Enhance Client Offering

Clark, NJ, October 13, 2021 . . . On The Mark (OTM) Payments, a provider of customized electronic payment solutions, is pleased to announce a strategic partnership with Balance Point, a leading provider of integrated human capital management solutions for small- to mid-sized businesses.
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