Most business owners aren't waking up in the morning excited to review their merchant statements. They're focused on other priorities that come with running a business. If everything appears to be working, it's often good enough. But that's exactly what makes payment processing such an interesting expense category.

Credit card surcharging isn’t uncommon. But it’s not open-ended. There are clear parameters often overlooked by even the best run businesses.

Small inefficiencies in your credit card payment systems can quietly add up. Learn why “good enough” may be costing your business more than you think.

March is known for busted brackets and unexpected upsets. In business, unpredictability isn’t nearly as entertaining. As card brand monitoring increases and programs evolve, even small configuration gaps can carry more weight. This month, we explore why clarity and structure matter more today than they did just a few years ago.

OTM Payments has been selected by Five Rivers Bank as its credit and debit card processing partner and will deliver customized electronic payment solutions for the bank’s commercial customers.

February is a good time to pause. Our latest blog continues our 2026 series shaped by shared business experience — this time exploring why asking the right questions matters more than rushing to answers.

January invites reflection. Not everything needs to be reset or replaced. Sometimes progress comes from seeing what’s already in motion more clearly — and deciding what actually deserves attention.

Discover why small businesses save more with interchange-plus pricing vs. flat rate when accepting credit cards. Lower fees, transparency, and better scalability.

Did you know that educational institutions can accept credit cards with ZERO processing fees?

Partnering with a trusted credit card processing service provider is more important than one might think for their business. Unfortunately, not all credit card processing companies operate the same. Misconceptions and misleading information can lead to a direct effect on your bottom line. Check out these 3 roadblocks to avoid when choosing a credit card processor.