Merchant Services Programs Built for Community Banks
To stay competitive in today’s challenging business landscape, community banks need a strong, well-rounded product portfolio. A turnkey credit and debit card processing program is a critical part of that offering — one that must meet, and exceed, the expectations of diverse commercial account holders. The right partnership strengthens commercial relationships, increases deposits and generates meaningful, incremental non-interest income for the bank.
With more than 40 years of leadership experience, OTM Payments has been at the forefront of modern payment technology. Our commitment to excellence, paired with innovative solutions and unmatched support, allows us to deliver a merchant services program built specifically for community banks and the businesses they serve.
Our customized merchant services program provides:
Residual revenue stream that grows as your commercial portfolio grows
Increased commercial account balances through deeper customer engagement
24/7 technical support for you and your business clients
Detailed management reporting for clear program oversight
Dedicated branch sales support to drive adoption
Ongoing staff training and education
Incentive programs that motivate performance
Employee rewards that reinforce participation
OTM Payments delivers a true partnership model — one that enhances your commercial offerings, strengthens client relationships and positions your bank for long-term growth.
Community Bank Partners
OTM is a proud long-standing member of the Northern NJ Community Bankers Association, working alongside financial institutions throughout the region to deliver value and resources. The mission of the organization is to preserve and promote the ideas of community banking by addressing the educational and networking needs of members.